Terms & Conditions
Please read these terms and conditions carefully before using our services.
Welcome to Finaal. These Terms and Conditions govern your use of our website and the financial planning and budget allocation services provided by Finaal ("us," "we," or "our"). By accessing our website or using our services, you agree to be bound by these terms. If you disagree with any part of these terms, you must not access our website or use our services.
1. Introduction
Finaal is a financial advisory service provider registered in the Netherlands. We specialize in budget allocation, financial planning, and monetary coaching. Our services are designed for educational and advisory purposes to assist you in managing your personal or business finances more effectively.
2. Acceptance of Terms
By accessing this website and/or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
3. Services Description
Finaal provides the following services:
- Personal Budgeting: Creation of customized spending plans.
- Allocation Strategy: Advice on distributing income across savings and expenses.
- Debt Reduction: Actionable plans for managing and reducing debt.
- Financial Coaching: Personalized guidance for financial decisions.
We reserve the right to modify, suspend, or discontinue any service at any time without prior notice. We also reserve the right to refuse service to anyone for any reason at any time.
3.1. Nature of Advice
The information provided by Finaal is for general informational and educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.
4. User Responsibilities
As a user of our services, you agree to:
- Provide accurate, current, and complete information during the registration process.
- Maintain and update your account information to keep it accurate, current, and complete.
- Accept responsibility for all activities that occur under your account or password.
- Notify us immediately of any unauthorized use of your account or any other breach of security.
- Not use the services for any illegal or unauthorized purpose.
5. Intellectual Property Rights
Unless otherwise stated, Finaal and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this from Finaal for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
- Republish material from this website.
- Sell, rent or sub-license material from the website.
- Reproduce, duplicate or copy material from this website.
- Redistribute content from this website.
6. Limitation of Liability
In no event shall Finaal, nor any of its officers, directors and employees, be held liable for anything arising out of or in any way connected with your use of this website whether such liability is under contract. Finaal, including its officers, directors and employees shall not be held liable for any indirect, incidental or special liability arising out of or in any way related to your use of this website.
Financial decisions involve risk. Finaal is not responsible for any financial losses you may incur as a result of using our budget allocation tools or following our advice. Past performance is not indicative of future results.
7. Indemnification
You hereby indemnify to the fullest extent Finaal from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or related to your breach of any of the provisions of these Terms.
8. Severability
If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein. The deletion of such provisions shall not affect the validity of the remainder of these Terms.
9. Variation of Terms
Finaal is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis to ensure you understand all terms and conditions governing the use of this Website. Your continued use of the Website following the posting of changes to these Terms will be deemed your acceptance of those changes.
10. Assignment
Finaal is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.
11. Entire Agreement
These Terms constitute the entire agreement between Finaal and you in relation to your use of this Website, and supersede all prior agreements and understandings.
12. Governing Law & Jurisdiction
These Terms will be governed by and construed in accordance with the laws of the Netherlands, and you submit to the non-exclusive jurisdiction of the state and federal courts located in the Netherlands for the resolution of any disputes.
13. Contact Information
Questions about the Terms and Conditions should be sent to us at:
Finaal
Wijnhaven 36
3011 WS Rotterdam
Netherlands
Email: [email protected]
Phone: +31 30 736 17 50